GSTIN : 32AAATT2863N1Z7
Updates
May the New Year 2022 bring you more happiness, success, love and blessings!
Bank profile

Please read below to know the detailed profile of the bank such as its operational history, board details, progress graph, financial results, etc.

Online Services

We offer you an opportunity to send your deposit applications online

Loans and advances

We have designed several loan products , choose any of the following as per your requirements.

Term Deposits

We offer you a wide range of Deposit products to choose from

Our Highlights
Interest Rates
  • Parinaya Loans for Marriage
    Up to 400000 12.00
  • Fixed Deposits
    Up to 6 days 00.00
    7 days to 14 days 03.10
    15 days to 45 days 04.00
    46 days to 90 days 04.50
    91 days to 179 days 04.80
    180 days to 364 days 05.60
    12 M less than 13 M 06.45
    13 months 06.50
    Above 13 M to 18 M 06.45
    Above 18 M to 24 M 05.90
    Above 24 M to 216 M 05.50
  • Housing Loans Non EMI
    Up To 25 Lakh 08.75
    Above 25 Lakh Up To 50 09.25
  • Housing Loans EMI
    up to 25 Lakhs 08.50
    Above 25 Lakh Up To 50 09.00
  • Savings Bank Account
    One Year 3.00
  • Societies Deposit
    15 Days Up To 90 Days 4.00
    91 Days to 179 Days 4.80
    180 Days to 364 Days 5.60
    12 Months 6.50
  • NRE Fixed Deposit
    Above 12M less than 13M 06.45
    13 Months 06.50
    Above 13 M to 18 M 06.45
    Above 18 M to 24 M 05.90
    Above 24 M to 216 M 05.50
  • 2 Wheeler Loan for women
    Up to 60000 11.00
  • Vehicle Loans for 4 Wheeler
    Up to 1000000 12.00
  • Vehicle Loans for Two Wheeler
    Up to 100000 12.00
  • Adithya Loans for Professionals
    Up to 2500000 14.00
  • Personal Loans
    Up to 50000 11.00
    Rs 50001 to 100000 12.00
    Rs 100001 to 200000 13.50
  • Samrudhi Overdraft for Employee
    Up to 200000 13.50
  • Cash Credit Loans -Gold
    Up to 50000 11.50
    Rs 50001 to 100000 12.00
    Rs 100001 to 300000 13.50
    Rs 300001 to 1000000 13.99
  • Gold Loan
    1 Month (Max 10Lakh) 06.25
    3 Month (Max 10Lakh) 06.00
    6 Month (Max 10Lakh) 06.50
    12 Month (Max 2 Lakh) 06.90
  • Cash Credit Loans-Bhadratha
    Upto 500000 13.00
    500001 to 3000000 13.50
  • Mortgage Loans
    Up to 100000 10.50
    100001 to 300000 13.00
    300001 to 500000 13.75
    500001 to 2500000 14.25
    Above 2500000 14.75
  • Cash Credit Loans-Business
    Above 300000 13.00
    Up to 300000 12.00
  • Mission

    To provide speedy , reliable ,punctual and dedicated service to the customer, thereby respecting the time, money and convenience of the customer by applying the latest technological, financial and business solutions prevalent in the banking industry on one hand

  • Vision

    We  aspire to become the biggest scheduled  urban co-op  bank in kerala , with a strong sense of service commitment to our members and customers , by uncompromisingly  adhering to the principles and values of co-operative movement in letter, spirit and practice.