Welcome to NCUB
Updates
Loan Interest wef 04-10-2025
| Sr | Product | Loan Amount | Interest Rate | |
|---|---|---|---|---|
| 1 | GOLD LOAN- UPTO 1 month | Up To 10,00,000 | 7.75% | |
| 2 | GOLD LOAN (ST) - 3 Months | Up To 2,00,000 | 8.25% | |
| 3 | GOLD LOAN (ST) - 4 Months | Up To 50,00,000 | 8.25% | |
| 3 | GOLD LOAN (ST) - 6 Months | Up To 10,00,000 | 9.00% | |
| 4 | GOLD LOAN BULLET - 12 Months AGRICULTURAL LOAN |
Up To 2,00,000 Max 10,00,000 |
9.25% 9.25% |
|
| 5 | Cash Credit | Short Team | Up To 3,00,000 | 12.00% |
| Above 3,00,000 | 13.00% | |||
| BHADRATHA | Up To 5,00,000 | 13.00% | ||
| 5,00,000 to 30,00,000 | 14.00% | |||
| 6 | SURETY LOAN | Up To 1,00,000 | 9.50% | |
| 1,00,001 to 3,00,000 | 12.00% | |||
| 3,00,001 to 5,00,000 | 13.00% | |||
| Above 500000 | 14.00% | |||
| 7 | MORTGAGE LOAN | Up To 1,00,000 | 9.50% | |
| 1,00,001 to 3,00,000 | 12.00% | |||
| 3,00,001 to 5,00,000 | 13.00% | |||
| Above 500000 | 14.00% | |||
| 8 | PERSONAL LOAN | Up To 1,00,000 | 9.50% | |
| 1,00,001 to 2,00,000 | 12.00% | |||
| 9 | HOUSING LOAN Normal and EMI | EMI Up To 25,00,000 | 9.00% | |
| EMI Above 25,00,000 | 9.50% | |||
| Non EMI UpTo 25Lakh | 9.25% | |||
| Non EMI Above 25 | 9.75% | |||
| 10 | PARINAYA | Up To 4,00,000 | 12.00% | |
| 11 | ADITHYA -EMI (PROFESSIONALS) | Up To 25,00,000 | 14.00% | |
| 12 | SAMRUDHI-OVERDRAFT (MT) | Up To 2,00,000 | 12.00% | |
| 13 | TWO WHEELER LOAN (LT) | Up To 60,000 | 9.50% | |
